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NIACL AO (Administrative Officer) free mock test 2026

NIACL Administrative Officer (Scale I): Prelims of 100 questions in 60 minutes, a 200-mark Mains with a descriptive test, and the interview. The 2025 cycle had 550 posts.

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NIACL AO (Administrative Officer) Prelims, drawn to scale

1 bubble = 1 question
  • English Language30
  • Reasoning Ability35
  • Quantitative Aptitude35
100 marks, 60 minutes, Online (CBT)Then Mains (Generalist), 200 marks

About NIACL AO (Administrative Officer)

The New India Assurance Co. Ltd — Administrative Officer (Scale I)

The New India Assurance Company recruits Administrative Officers (Scale I) in the Generalist and Specialist streams. The Prelims is a 100-question online test of 60 minutes with 20 minutes per section: English Language (30), Reasoning (35) and Quantitative Aptitude (35). The Mains has an objective test of 200 marks (Reasoning, English, General Awareness and Quantitative Aptitude for Generalists) and a 30-mark descriptive English test, followed by an interview. Wrong answers in objective tests lose a quarter mark. The 2025 cycle had 550 posts; NIACL has not announced the 2026 cycle yet.

Key facts

Conducted by
NIACL
Category
Banking
Stages
Prelims + Mains + Interview
Held
Roughly once a year

How hard it is

Bank-PO-level Prelims and Mains, with insurance-specific General Awareness

ModerateModerate–HighVery high

NIACL AO (Administrative Officer) exam pattern

3 stages: Prelims, Mains (Generalist), Interview. −0.25 marks for each wrong answer.

Practise in this pattern

Marks by section

100 marks in all

  • English Language 30
  • Reasoning Ability 35
  • Quantitative Aptitude 35

Time each section gets

At an even 36 seconds a question

English Language
18 min
Reasoning Ability
21 min
Quantitative Aptitude
21 min

60 minutes for 100 questions. A question you get stuck on takes time from the rest of the paper.

Prelims at a glance

Prelims sections, questions and marks
SectionQuestionsMarks
English Language3030
Reasoning Ability3535
Quantitative Aptitude3535
Total100100
Time 60 minutesWrong answer −0.25Mode Online (CBT)

20 minutes per section. Qualifying, with sectional cut-offs.

How selection works

  1. Prelims (qualifying)
  2. Mains (objective + descriptive)
  3. Interview
  4. Medical

NIACL AO (Administrative Officer) syllabus 2026

Every topic in the syllabus, section by section.

Reasoning

  • Puzzles & Seating Arrangement
  • Syllogism
  • Inequality
  • Blood Relations
  • Coding-Decoding
  • Directions
  • Input-Output
  • Data Sufficiency

Quantitative Aptitude

  • Simplification
  • Number Series
  • Data Interpretation
  • Quadratic Equations
  • Arithmetic Word Problems

English Language

  • Reading Comprehension
  • Cloze Test
  • Error Spotting
  • Para Jumbles
  • Fill in the Blanks

General Awareness (Mains)

  • Insurance Awareness
  • Banking & Financial Awareness
  • Current Affairs
  • Static GK

NIACL AO (Administrative Officer) eligibility, posts and salary

A degree with 60% (55% for SC/ST/PwBD) for Generalists; the relevant degree for Specialist streams

Who can apply

Education
A degree with 60% (55% for SC/ST/PwBD) for Generalists; the relevant degree for Specialist streams
Age
21–30 years · relaxation as per the notification
Application fee
₹850 · SC/ST/PwBD ₹100
Vacancies
2025 cycle: 550
How often
Roughly once a year

Dates, fees and age rules come from NIACL. Read the current notice on www.newindia.co.in.

Posts and pay

NIACL AO (Administrative Officer) posts and pay
PostPay levelGross salary (approx.)Ministry or department
Administrative Officer (Scale I)Scale I₹50,925 basic payThe New India Assurance Co. Ltd

Approximate gross pay. In-hand salary varies with the city (HRA) and allowances.

Notification facts: NIACL recruitment, NIACL AO 2025 recruitment, BankersAdda, NIACL AO syllabus and pattern, Testbook.

Your NIACL AO (Administrative Officer) preparation plan

Four stages, timed backwards from the exam.

Build the base

Until 6 weeks before
  • Go through every Prelims section once: English Language, Reasoning Ability, Quantitative Aptitude.
  • Start each day with the section you score lowest in.
  • Keep one notebook for formulas, rules and your own mistakes.
Practise with chapter drills

Speed under the clock

6 to 3 weeks before
  • One sectional test a day for each section.
  • Prelims allows about 36 seconds a question. Time yourself to it.
  • Leave a question that has not opened in 90 seconds and come back.
Take a sectional test

Full mocks

3 weeks to 1 week before
  • A full 60-minute mock every other day, at the time of your shift.
  • Spend as long reviewing a mock as taking it.
  • Drill the topics your report marks weak.
Start a full mock

Final week

Last 7 days
  • Two mocks only, at your shift time.
  • Revise your list of mistakes, nothing new.
  • Check your admit card, centre and ID the day before.
See your weak-topic report

Start the Mains (Generalist) sections early

Reasoning, General Awareness come only in Mains (Generalist). Give them 20 minutes a day from today; they take time to build and cannot be crammed.

What you get for NIACL AO (Administrative Officer)

Everything below is open in one account. Each exam shows only what it really has.

  • Full mock tests

    In the real exam screen, with the real timer and marking. Every answer is explained after you submit.

  • Previous-year papers

    Sit the real paper from a past exam, under the real clock, and see where you stand.

  • Sectional tests

    One subject at a time. Fix your weakest section without sitting a full paper.

  • Chapter bank

    Practise one topic at a time, with instant answers and explanations.

  • Daily GK and current affairs

    A short daily routine for the GK section, with quizzes and a monthly digest.

  • Weak-topic report

    After each test you see which topics cost you marks, and how your score moves over time.

  • Bookmarks

    Save any question and come back to it before the exam.

Start free: 1 full mock stays free for every NIACL AO (Administrative Officer) aspirant, and every new account gets 3 full mocks free for 2 days.

Pick a plan that lasts till your exam

Every plan unlocks every exam on MockBlast. Only the length changes, so choose the one that runs past your exam.

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3 months₹749One exam stage, start to finish
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12 months₹1,199Every stage and the next cycle
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NIACL AO (Administrative Officer): questions people ask

Answers from the official notification and the NIACL calendar.

What is the NIACL AO Prelims pattern?

100 questions for 100 marks in 60 minutes, 20 minutes a section: English 30, Reasoning 35 and Quantitative Aptitude 35, with a quarter mark deducted per wrong answer.

What is in the NIACL AO Mains?

For Generalists, an objective test of 200 questions for 200 marks (Reasoning, English, General Awareness, Quant) and a 30-mark descriptive English test.

How many posts were in NIACL AO 2025?

550 Administrative Officer (Scale I) posts across Generalist and Specialist streams. The 2026 cycle has not been announced yet.

What is the age limit for NIACL AO?

21 to 30 years, with relaxation for reserved categories as per the notification.

What is the full form of NIACL AO?

NIACL AO stands for The New India Assurance Co. Ltd Administrative Officer (Scale I).

What is the eligibility for NIACL Administrative Officer (AO)?

A degree with 60% (55% for SC/ST/PwBD) for Generalists; the relevant degree for Specialist streams.

What is the NIACL Administrative Officer (AO) application fee?

₹850 · SC/ST/PwBD ₹100.

Is the NIACL AO (Administrative Officer) mock test free?

Yes. 1 full mock is free in the real exam interface, with every answer explained and a report on your weak topics. No card needed to sign up.

Will I be charged again automatically?

No. Every plan is a single payment. When it ends, your account goes back to free and nothing is charged.

Can I get a refund?

Yes. Write to us within 24 hours of paying and we refund the full amount, on any plan.

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